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Contact Information

Charles City Area Development Corporation

401 North Main Street

Charles City, Iowa  50616-2021

Phone:  641.228.3020

FAX:  641.228.4744


Staff:  Timothy S. Fox, Executive Director

Cathy J. McGregor, Project Facilitator

Teri Lokenvitz, Executive Assistant



Charles City Area Development Corporation

Mission Statement

The mission of the Charles City Area Development Corporation is to create income and growth in the community through the development and retention of quality jobs. 


Charles City Area Development Corporation By-Laws

The By-Laws of the Charles City Area Development Corporation can be viewed at this link.  If you have any questions about the By-Laws, contact the CCADC office at 641-228-3020.

Are you looking for a job in Floyd County, Iowa?  Go to this site for job listings for Floyd County, Iowa.


Check out the North Central Iowa Alliance site for jobs available in the region.  Click here.




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Home Base Iowa Business Enrollment Form

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About Charles City, Iowa

Charles City (population 7,652), the county seat of Floyd County is situated along the Avenue of the Saints (Iowa 27) in northern Iowa.  Charles City is a significant commercial and transportation center for the area, located on U.S. Highways 18 and 218, Iowa Highway 14, and the Canadian National and Iowa, Chicago and Eastern Railroads.

Charles City is known as the birthplace of the farm tractor in the early 1900's by the Hart-Parr Company.




[Charles City Area Development Corporation as Administrator]


The Floyd County Housing Trust Fund [“Trust Fund”] hereby provides its Statement of Activities for 2016:

The primary activity of the Trust Fund in 2016 is qualifying and subsequently financing furnace replacements to eligible single-family owner-occupied residences in Floyd County, Iowa within the following income categories:  0% - 30% median income and 31% - 50% median income. 

Project financing is proposed from awards by State Housing Trust Fund [Iowa Finance Authority], USDA Rural Housing Service Housing Preservation Grant [Section 533] and local match [Charles City Area Development Corporation].  The Trust Fund will also apply for funding from foundations, businesses, other units of government, etc., as opportunities present themselves.    



Floyd County Housing Trust Fund

Housing Assistance Plan [HAP] 2016


The Floyd County Housing Trust Fund has enjoyed much success with its Furnace Replacement Program.  This Program is socially useful, in that it directly benefits those single-family residences most in need via provision of an essential service. 


The Program also confers benefits to the environment.  The program reduces carbon dioxide emissions while providing energy conservation savings.  Its 2015 work activity provided 30 furnace replacements county-wide.  21 of the furnaces were awarded to very-low income residents and 9 to low-income residents. 


In designing its 2016 work plan, the Trust Fund Board of Directors considered the array of low-income housing issues within Floyd County.  As it does not appear that homelessness is evident in this jurisdiction, the Board contemplated means to provide meaningful benefits to those most in need while using the funding impetus constructively.


In acknowledgement of burgeoning societal and governmental priorities, the Board insists upon a “green” initiative.  The project must necessarily confer environmental benefit for the recipient and on a global perspective.  Secondly, it must be used to improve existing housing stock; the average Floyd County single-family residence is markedly more aged than the average for the state of Iowa. 


The Board finds all three indicators satisfied within continuance of the county-wide furnace replacement program.  Buttressing this argument is that 2015 Housing Trust Fund furnace replacement recipients indicated high degree of satisfaction with the program. 


The 2010 U.S. Census revealed that the homeowner rate for Floyd County was 75.9%, compared to 73.0% for Iowa as a whole.  However, there is need for increased quantities of workforce housing.  The Allied Subdivision in Charles City has plans for eight new units.  Also in Charles City, at former site of Jefferson School, the Parkside Development project is taking place.  This “NetZero” project will create as much energy as it will use.  30 units are planned; applicants at up to 80% median income are eligible for a 25% down payment grant, or $37,500.  As both these referenced projects already have direct homeowner down payment assistance mechanisms, the Trust Fund need not be involved with that aspect.  Nora Springs has the new Farm View First Addition with 12 lots available, and one house has been built.     


In June 2009, the Iowa Policy Project noted that the average Iowa home monthly electric bill in 2007 was $83.65.  Persons earning between 50% and 85% of the federal poverty level in Iowa spend between 9.6% and 25.3% of monthly income on home energy, while 6% of income is considered an affordable bill.


The average cost per thousand cubic feet of natural gas in Iowa in 2008 was $12.42; therefore the average natural gas bill per Iowa resident was $1,160.03.  This reflects the $12.42 per unit cost times the average Iowa residential demand of 93.4 MMBtu [Energy Information Administration].  Therefore, the average annual heating and electric tally per Iowa residential household is $2,157.59.  Furthermore, Floyd County is in the northern portion of the state, dictating higher heating costs than the state norm.  The Board seeks means to ameliorate energy costs proving detrimental to very-low and low-income residents.  Also, homes heated by propane or heating oil most likely face higher utility costs than natural gas users.   


In light of all these contributing factors, the Trust Fund is maintaining its operation of the Furnace Replacement Program in 2016.  While it is cognizant of the need for new housing, it is felt that reinvestment into existing stock is at this juncture the preferred option.  This may change as housing demand and markets are continuously changing. 


The Floyd County Housing Trust Fund intends to apply for $45,379 from the State Housing Trust Fund.  Total project cost is $56,723.75.  Charles City Area Development Corporation, the Floyd County Housing Trust Fund administrator, has applied for a $16,369.72 grant from the USDA Section 533 Housing Preservation Grant program.  It is estimated that 18 homes will receive replacements within the 2016 Floyd County Housing Trust Fund Furnace Replacement Program; 9 will be afforded those below 30% median income and 9 with incomes between 31% - 50% median.  Local cash match, as committed by Charles City Area Development Corporation, is $11,344.75.   




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